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	<title>The Catholic Cricket &#187; Uncategorized</title>
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	<description>Chirping in the silence</description>
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		<title>Do the Math</title>
		<link>http://catholic.siekierski.com/2011/04/13/do-the-math/</link>
		<comments>http://catholic.siekierski.com/2011/04/13/do-the-math/#comments</comments>
		<pubDate>Wed, 13 Apr 2011 16:13:17 +0000</pubDate>
		<dc:creator>Matthew Siekierski</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://catholic.siekierski.com/?p=165</guid>
		<description><![CDATA[The President is rightly getting flack for this.

Now, I&#8217;ll ignore his reaction to a large family, and just do the math for my family, just to show how his &#8220;solution&#8221; isn&#8217;t a solution.
We burn through about 45 gallons of gas per week. It&#8217;s a rough estimate, but I usually fill my minivan twice a week [...]]]></description>
			<content:encoded><![CDATA[<p>The President is rightly getting flack for <a href="http://youtu.be/1RV8aIXm4DY">this</a>.</p>
<p><iframe title="YouTube video player" width="640" height="390" src="http://www.youtube.com/embed/1RV8aIXm4DY" frameborder="0" allowfullscreen></iframe></p>
<p>Now, I&#8217;ll ignore his reaction to a large family, and just do the math for my family, just to show how his &#8220;solution&#8221; isn&#8217;t a solution.</p>
<p>We burn through about 45 gallons of gas per week. It&#8217;s a rough estimate, but I usually fill my minivan twice a week and Heather&#8217;s minivan once a week (maybe less), and each fillup is close to 15 gallons. So I use 30 gallons, Heather uses 15. So we&#8217;re looking at 180 gallons per month (give or take), 120 in my tank and 60 in Heather&#8217;s.</p>
<p>Gas was about $2.80/gallon a year ago. It&#8217;s now $3.80 and climbing.</p>
<p>2010 cost: 180 gallons * $2.80/gallon = $504<br />
2011 cost: 180 gallons * $3.80/gallon = $684</p>
<p>Now, both vans get about 18mpg under normal conditions (built-in systems track that for us, and I reset it once in a while to check current efficiency). 180 gallons * 18 mpg = 3240 miles driven. Two-thirds of that is mine, so I drive around 2160 miles per month, while Heather drives 1080. For simplicity let&#8217;s round those numbers down to 2000 and 1000.</p>
<p>I drive more, so let&#8217;s start by trading in my 1994 Grand Caravan for a used smaller, more fuel-efficient vehicle. We&#8217;ll aim for a car that gets 30mpg, a vast improvement over my measly 18mpg. That&#8217;ll save a lot of fuel. In order to drive 2000 miles per month, I will need to use about 67 gallons of gas.</p>
<p>2011 efficient-Matt cost: 67 gallons * $3.80/gallon = $254.60</p>
<p>Looks great! Let&#8217;s do the same for Heather. She has to be able to seat 7, since we have six kids. Looking into things, the 2006 Toyota Highlander Hybrid (WOOO! HYBRID! GREEN! &lt;/sarcasm&gt;) has an estimated 28MPG city rating (it was the best rating on some &#8220;Go Green&#8221; site for 7+ passengers). Most of her driving is in city conditions, so let&#8217;s go with that. At 28mpg, she&#8217;ll only need 35-36 gallons of gas. We&#8217;ll round this one down, since we rounded mine up.</p>
<p>2011 efficient-Heather cost: 35 gallons * $3.80/gallon = $133.00</p>
<p>Super! Add them together and we get:</p>
<p>2011 efficient cost: $254.60 + $133.00 = $387.60</p>
<p>Holy cow! Look at that! Not only did that cut over 40% out of my gas bill now, it&#8217;s even less cost than what I spent a year ago. I&#8217;m saving $116.40/month over 2010&#8242;s spending. How is this not a great idea?</p>
<p>Simple. I haven&#8217;t figured in the cost of getting those new (to us) used cars. Assuming we can get a reasonable trade in for each current car and apply it to the purchase of a more efficient used car, let&#8217;s calculate some things.</p>
<p>I probably can get a fairly efficient small car for me in the $5000 range. 30mpg might be a stretch, but hey. Let&#8217;s assume my old 94 Grand Caravan with several issues fetches $1000 for a trade-in. And let&#8217;s finance the remaining $4000 over 5 years (an insane amount of time to finance a used car), and the Credit Union gives us the best rate they have right now, 3.49%. That comes to $72.75/month.</p>
<p>This doesn&#8217;t look good.</p>
<p>Per cars.com, there&#8217;s a 2006 Highlander Hybrid 63 miles from us going for $13,900&#8230;the one recommended by that eco-website. Assuming a $4000 trade-in on her minivan, we finance the remaining $9900 for 5 years at 3.49%. Monthly cost is $180.05.</p>
<p>2011-2016 efficient cost: $387.60 + $72.75 + $180.05 = $640.40<br />
2017+ efficient cost: $387.60</p>
<p>So, doing as the President suggests will, for the next 5 years, save me about $44/month. Assuming gas prices stay at $3.80 (which they won&#8217;t). But I&#8217;ll still be paying $136 more than I did in 2010. And I&#8217;ll have two new loans. And I&#8217;ll have to hope and pray that both cars survive the length of their loans.</p>
<p>And that, Mr. President, is why your &#8220;solution&#8221; is useless to real families. Paying $136 or $180 additional per month is still more, and still a strain on the budget.</p>
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		<title>I think he&#8217;s spying on me&#8230;</title>
		<link>http://catholic.siekierski.com/2011/02/11/i-think-hes-spying-on-me/</link>
		<comments>http://catholic.siekierski.com/2011/02/11/i-think-hes-spying-on-me/#comments</comments>
		<pubDate>Fri, 11 Feb 2011 18:25:42 +0000</pubDate>
		<dc:creator>Matthew Siekierski</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://catholic.siekierski.com/?p=134</guid>
		<description><![CDATA[&#8230;except that I don&#8217;t remember my dreams for more than 5 minutes.

]]></description>
			<content:encoded><![CDATA[<p>&#8230;except that I don&#8217;t remember my dreams for more than 5 minutes.</p>
<p><a href="http://xkcd.com/621/"><img class="alignnone" title="Superlative" src="http://imgs.xkcd.com/comics/superlative.png" alt="" width="740" height="230" /></a></p>
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		</item>
		<item>
		<title>Website Update Lifecycle</title>
		<link>http://catholic.siekierski.com/2011/02/07/website-update-lifecycle/</link>
		<comments>http://catholic.siekierski.com/2011/02/07/website-update-lifecycle/#comments</comments>
		<pubDate>Mon, 07 Feb 2011 18:48:51 +0000</pubDate>
		<dc:creator>Matthew Siekierski</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://catholic.siekierski.com/?p=128</guid>
		<description><![CDATA[Day 1: Upgrade blog software. Add new cool-looking plugins.
Day 2: Try different plugins because previous ones didn&#8217;t quite work as expected.
Day 3: Find a new theme. Try about 20, settle for one that&#8217;s almost perfect. Post an update explaining changes and promising to post more frequently.
Day 4: Find a different theme that&#8217;s wildly different from [...]]]></description>
			<content:encoded><![CDATA[<p>Day 1: Upgrade blog software. Add new cool-looking plugins.</p>
<p>Day 2: Try different plugins because previous ones didn&#8217;t quite work as expected.</p>
<p>Day 3: Find a new theme. Try about 20, settle for one that&#8217;s almost perfect. Post an update explaining changes and promising to post more frequently.</p>
<p>Day 4: Find a different theme that&#8217;s wildly different from Day 3&#8242;s, yet almost perfecter. Finish a post from last year and publish it.</p>
<p>Day 5: Tweak the theme slightly. Force self to write a post.</p>
<p>Day 6-365: Do nothing.</p>
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